Residential Auction Financing Information

	Your $2,500 or $5,000 cashier's check (depending on the auction event) made payable to yourself, or cash, and a personal checkbook. (A $5,000 or $10,000 cashier's check is needed to purchase each additional property, amount depending on auction event.)
	A photo identification issued by a government agency (driver's license, passport, etc.)
	A personal check to pay the balance of your 5% Earnest Money Deposit. (15% Earnest Money Deposit is required for each additional property.)

Prequalification
For questions relating to financing your real estate purchase or to get prequalified² you may
call Bank of America Home Loans at 1-800-648-5799 or visit a Bank of America Home Loan representative at the event.

Monday-Sunday 12p - 11p ET

1. Advertised down payment is for illustrative purposes only and assumes borrower qualification for an FHA 30-year fixed-rate conforming mortgage loan of $127,645 (which includes amount for Upfront Mortgage Insurance) with a sales price of $130,000 and with an interest rate of 5.50%(6.37% APR) resulting in a monthly payment of $724.75 which includes principal and interest only (taxes, other insurance, HOA fees and other costs not included). Rates effective 08/04/09 and are subject to change without notice. Assumes borrower has good credit, sets up a tax & insurance escrow account, and pays down estimated closing costs of $3000. Loan programs available through Bank of America Home Loans. To qualify for this offer, buyer must sign a purchase agreement between 08/01/09 and 12/31/09 and close escrow per terms of contract. This offer is subject to underwriting guidelines which are subject to change without notice, which limit 3rd party contributions, and is available only for owner-occupied homes.

2. Pre-qualification is neither pre-approval nor a commitment to lend; you must submit additional information, including a full application, to obtain a loan approval.

Bank of America, N.A., Member FDIC  Equal Housing Lender © 2009 Bank of America Corporation.  Some products may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend.  Bank of America Home Loans and Real Estate Disposition Corporation are separate entities; each is independently responsible for its products, services and incentives. July 09, AR87492