01:10 – From Cornell to Cotality
05:15 – Economic Balancing Act
07:10 – Why Fed Clarity Is Key
9:40 – Rebalancing Home Prices
12:35 – Non-Mortgage Payment Shocks
17:00 – Paths to Better Affordability
21:25 – The Great American Reshuffle
24:15 – Boring with Pockets of Risk
26:50 – Don’t Forget the Rental Market
The housing market isn’t crashing or booming; it’s searching for balance.
In our latest Disposition Dialogue, Daren Blomquist sits down with Molly Boesel, Senior Principal Economist at Cotality, to explore what that balance could look like in 2026—and how to spot where it breaks. You’ll also learn:
- Why this is a rebalancing market and what that implies for sales and price trends
- How tax + insurance increases can trigger escrow-driven payment shocks (and why that matters for delinquency)
- Where pockets of risk may emerge (recent buyers, low equity, local softness)
- What are viable paths to better housing affordability
- Why renters remain a key part of the affordability story
“Cotality data shows that borrowers in states with the highest escrow costs have seen the highest increases of serious delinquency rates,” said Boesel.
Watch the Disposition Dialogue now to learn what may be in store for the rest of 2026.