foreclosure sales in
New Jersey

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FAQs

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Please visit the applicable website or contact the County or Foreclosure Sale Agent directly to obtain information regarding foreclosure sales.

Be sure to verify all information relating to the foreclosure sales with the appropriate County or Foreclosure Sale Agent. The following Foreclosure Sale FAQs were not developed in coordination with the County or Foreclosure Sale Agent. These FAQs are being provided for educational or informational purposes only; they are not intended to be a substitute for professional advice, whether legal, real estate or otherwise. The information provided is subject to change. Please ensure to utilize the county specific links and contact information provided for the most current, up-to-date details regarding foreclosure sales. It is recommended that prospective bidders seek professional advice and carefully review the County or Foreclosure Sale Agent’s Terms of Sale and contact the County or Foreclosure Sale Agent to fully understand the foreclosure process and foreclosure sales.

A foreclosure sale is conducted via a public sale that is open to all bidders. The Property is either sold to a third-party bidder at the event or reverts back to the beneficiary (Mortgagee, Bank or Lender) as a Real Estate Owned (REO) Foreclosure. Please contact the appropriate County or Foreclosure Sale Agent to request a copy of the bidding rules and review the sale process in detail.

The time and place of foreclosure sales are county specific. Please visit the appropriate County or Foreclosure Sale Agent website or contact the County or Foreclosure Sale Agent directly for specific information.

Online bidding is not available for a foreclosure sale in New Jersey.

A deposit of 20% is due immediately following the sale. Certified Funds in the form of cashier's checks are required to bid. Personal checks, company checks, letters of credit, or charge cards may not be accepted. All forms of payment must meet the requirements set out by the sheriff conducting the sale.

The sale of a Property may be cancelled or postponed for many reasons prior to the start of bidding at the sale. There is no guarantee that a particular Property will actually be brought to sale. Please refer to any foreclosure notices or contact the Trustee or Foreclosure Sale Agent directly for specific information. All cancelled or postponed properties will be announced on the day of the auction and any postponed properties will be indicated on www.auction.com.

No, a buyer’s premium does not apply for these specific sale events.

Typically no. Many Properties will be sold “as is, where is,” with all faults and limitations. All prospective bidders are encouraged to conduct their own due diligence and investigate all matters relating to the Properties that they are interested in purchasing. It is recommended that you seek independent advice to perform your due diligence and to fully understand the foreclosure process and foreclosure sales in general prior to the sale. Doing your homework pays off! Some properties may have information provided by Auction.com on the Property detail pages. It is your responsibility to do a title search and seek any needed advice from counsel prior to the sale. Please visit the appropriate County or Foreclosure Sale Agent website or contact the County or Foreclosure Sale Agent directly for specific Property and title information.

No, as these Properties can be occupied, prospective bidders may not trespass on the Property, disturb the occupants or contact the borrowers to obtain information about the Property. However, detailed Property information for some properties may be available for informational purposes only on the Property detail page at www.auction.com.

Under most circumstances, the winning bidder will receive a deed sometime after the sale is complete. Please visit the appropriate County or Foreclosure Sale Agent website or contact the County or Foreclosure Sale Agent directly for specific deed information.

Yes, after a foreclosure sale there may be a redemption period in most cases. Important: The borrower may redeem the premises during the redemption period. You may not be able to evict or collect rents during the redemption period. Please consult your real estate counsel or the County or Foreclosure Sale Agent for specific details regarding the redemption period in New Jersey.

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